Resilient by regulation. Modern by necessity.
Banks, credit unions, wealth managers, and insurers face a unique combination — non-negotiable compliance, escalating cyber threats, legacy core systems, and customers who now expect the experience of a fintech. PEXIVA helps financial services firms modernize without compromising the controls regulators expect.
The pressure shaping financial services architecture.
Real-time payments, embedded finance, and AI-driven customer experience aren't optional anymore — but they collide with 30-year-old core systems and tightening examination expectations. The firms that win the next decade are the ones that modernize incrementally without breaking what regulators already trust.
When Finance Leaders Call Us
What typically drives a financial services leader to call us:
Core platform end-of-life. New CISO. Examiner finding. Cloud cost overruns. Acquisition integration. Real-time payments mandate.
Forces reshaping finance
- Real-time payments (FedNow, RTP) demanding 24×7 architectures
- Examiners increasingly fluent in cloud, AI, and third-party risk
- Core platform consolidation under PE-backed roll-ups
- Customer experience benchmark set by neobanks and fintechs
- Fraud and AML detection moving from rules to ML in real time
Where PEXIVA delivers in Financial Services.
Cloud, AI, data, applications, security, and workforce — mapped to the architecture decisions financial services leaders are actually making this year.
Compliance-first cloud architectures
Cloud landing zones designed for SOC 2, PCI-DSS, GLBA, and state DFS expectations. Evidence collection automated. Audit trails immutable. Examiners shown the controls before they ask for them.
Legacy core without the rip-and-replace
Strangler-fig patterns that wrap legacy core platforms with modern APIs and event streams. Modernize the customer experience without betting the firm on a multi-year core swap.
AI for fraud, AML, and customer ops
Production-grade ML for transaction monitoring, anomaly detection, and AML alert disposition. GenAI for customer service triage and adviser productivity. Built on regulated data foundations.
Financial Services is a regulated environment.
Regulated under: FFIEC · OCC · FDIC · NCUA · SEC · FINRA · NAIC · State DFS · GLBA · PCI-DSS · SOX · Fair Lending
Tell us about your financial services trigger event.
A 1-hour working session with our senior team — not a sales pitch. You'll walk away with a written summary of findings and options whether or not we engage further.
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